Risk Validation Specialist(m/w/x)

## (Senior) Risk Validation Specialist (m/f/d) ###### Permanent employee, Full-time · Frankfurt a. M., Berlin, Hamburg, Munich --- ##### Team At Raisin Bank, our risk controllers are pivotal in monitoring, identifying, evaluating, reporting and managing potential and current risks through thorough research and assessment. They continuously enhance risk management processes, create custom frameworks tailored to RSB business lines, and support various initiatives and projects with their expertise, ensuring effective and strategic risk control. ##### Your Responsibilities As a Risk Validation Specialist in the risk controlling team, you will play a key role in independently validating risk models to ensure their accuracy, robustness, and compliance with regulatory requirements. You will assess model assumptions, methodologies, and performance, identifying weaknesses and recommending improvements. Working closely with model developers, risk managers, and external consultants, you will ensure that our risk management framework remains effective and aligned with regulatory standards. Your work will directly support the bank’s financial stability and long-term objectives. Key responsibilities for this role includes: * **Validate Risk Models:** You will independently assess credit, market, operational, and liquidity risk models, ensuring their accuracy and compliance. * **Enhance Risk Frameworks:** You will identify weaknesses in models, provide actionable recommendations, and support continuous improvements. * **Ensure Regulatory Compliance:** You will stay updated on regulatory expectations and ensure adherence to Basel III, IFRS 9, and other guidelines. * **Collaborate with Stakeholders:** You will work closely with model developers, risk managers, and other stakeholders while maintaining independence and objectivity. * **Perform Technical Analysis:** You will apply statistical techniques and use programming tools (Python, R, SQL) to analyze and validate risk models. ##### Your Profile **Education & Experience:** * A degree in a quantitative field such as Mathematics, Statistics, Finance, Economics, Data Science, or a related discipline. * 2–5 years of experience in risk model validation, model development, or a related role within banking, finance, or consulting. * Familiarity with credit risk, market risk, operational risk, or liquidity risk models is highly desirable. **Technical & Analytical Skills:** * Strong knowledge of statistical and quantitative modeling techniques, as well as risk validation frameworks. * Proficiency in programming and data analysis tools such as Python, R, SQL, or similar. * Ability to critically assess model assumptions, methodologies, and performance metrics. * A methodical and detail-oriented approach to identifying weaknesses and implementing improvements. **Regulatory & Compliance Knowledge:** * A thorough understanding of regulatory expectations and risk management practices in the banking sector. * Knowledge of Basel's regulatory frameworks on Model Validation, including CRR. **Soft Skills & Work Ethic:** * Strong communication and interpersonal skills to collaborate effectively with internal stakeholders. * Ability to present validation findings to senior management in a clear and concise manner. * Self-motivated, able to work independently, manage multiple tasks, and meet deadlines in a dynamic environment. ##### Join our mission, join our team - and grow with us! As part of the strong Raisin family, Raisin Bank combines the best of both worlds: The experience and security of a bank with the flexibility and innovation of a Start-up. Our employees are just as diverse as our partners. If you are looking for a dynamic environment in which you can play to your strengths and develop further, then you have come to the right place! In our agile FinTech environment, you have the opportunity to work in an international team and gain new experience. We provide: * Employee Development Budget of €2,000 and access to Babbel for continuous learning. * Exciting cooperation partners and projects in the banking and Start-Up environment. * A fully cloud-based Banking-as-a-Service Platform. * Company-wide use of industry-leading tools for analysis, development, communication and collaboration such as AWS Stack, Splunk, GSUITE, Slack, Atlassian Suite (Jira, Confluence, Trello) and many more. * Dynamic environment, a hands-on mentality and agile ways of working. * Flexible working hours and 30 days holiday plus Christmas Eve and New Year's Eve off. * Collegiality and a supportive learning environment. * Promotion of company pension schemes and capital-forming payments (vermögenswirksame Leistungen). * We subsidize the Deutschland Ticket with €25 per month. * Love cycling? With JobRad, lease the bike of your choice and enjoy tax savings, plus Raisin covers your monthly insurance costs. * A diverse team of experts to learn from and to inspire each other. *We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, or gender identity.*