Leveraged Finance Portfolio Associate(m/w/x)

# Leveraged Finance Portfolio Associate **Frankfurt** | **Full time** **Do you want your voice heard and your actions to count?** We are currently recruiting for a **Leveraged Finance Portfolio Associate**for our **Global Corporate Banking Division** in **Frankfurt.** **Function Positioning** MUFG's Leveraged Finance (“LF”) group provides product expertise in the origination, structuring and execution of LBOs for private equity sponsors. The Leveraged Finance group also works with relevant coverage and product functions within the bank to assist in executing our broader Financial Institutions strategy to maximise cross-sell amongst private equity sponsor clients and their portfolio companies. Leveraged Finance works collaboratively with MUFG’s Global Sponsor Coverage teams, Mid Market Direct Lending team and the Leveraged Capital Markets team to deliver financing solutions and to maximise revenue opportunities in EMEA. This role is for an Associate within the Leveraged Finance Portfolio Management team, which is responsible for the monitoring and management of the leveraged loan exposures originated by the group. **Overall Purpose of the Job** * Ongoing monitoring and management of a portfolio of non-investment grade, financial sponsor-backed financings originated by Leveraged Finance * To conduct portfolio analysis and reporting for internal purposes and to ensure portfolio adherence to internal and external procedures and requirements * To identify and execute refinancing and cross-sell opportunities with portfolio borrowers in conjunction with LF Origination, Private Equity Sponsor Coverage, Capital Markets, Corporate Relationship Managers and other relevant internal counterparties * Supporting the wider LF team with onboarding and other operational matters **Your impact at MUFG** * Conduct the monitoring of credit quality for a portfolio of assets via management information and internal and external research sources to ensure covenant compliance and early identification of performance variances to budget and base cases * Undertake credit analysis of portfolio companies including sensitivity scenarios and key ratios analysis (including where appropriate review of credit rating agencies' reports), and make informed judgements on financial viability and liquidity to advise decision making at senior management level * Proactively develop, recommend and execute actions relevant to effective LF portfolio risk management, including partial / full asset disposals and portfolio top-ups * Undertake the timely preparation of high-quality borrower credit reviews, monitoring analysis, waiver / consent requests and secondary trading proposals for submission to credit department, and other internal processes as appropriate * Take responsibility for data integrity and, in partnership with the credit analysis team, assist in preparation of internal portfolio reporting and analysis including materials for the Corporate Credit Review Meeting * Work with relevant internal counterparties to mine the existing portfolio to identify refinancing and cross-sell opportunities * Support all aspects of deal execution as may be required during the development and execution of a mandate for existing portfolio borrowers * Build relationships throughout MUFG to establish a peer network, gather relevant information and help to ensure effective inter-departmental collaboration * Build relationships at the appropriate business levels to create and maintain trust with corporate clients and partner banks on transactions * Support Corporate Relationship Managers to maintain an ongoing dialogue with clients to maximise MUFG's opportunities to win future business. * Manage non-financial risks related to the client base, e.g. conducting timely ongoing checks for LF clients in line with internal and external processes and procedures * Engage with Internal Audit and their regular audit processes to ensure positive outcomes for the Leveraged Finance team **In order to be successful in the role, you will need the following:** * Experience working within a banking / advisory or transactional environment * Basic understanding of LBO structures and instruments * Good experience with Excel and ideally financial modelling (particularly LBO and credit ratings) * Experience in execution of transactions (including credit process) within tight timeframes is advantageous * Understanding of credit analysis and due diligence * Comfortable working in different cultures and capable of flexing style to accommodate our client base * Understanding and preferably practical experience of financial modelling * Understanding of LBO transaction structures * Basic knowledge of loan documentation * Familiarity with the key elements of credit analysis * Basic negotiation skills with internal partners * Proven ability to effectively manage tight deadlines and different stakeholders * Basic knowledge of leveraged debt capital markets and M&A dynamics * Familiarity with corporate finance principles and preferably accounting knowledge * Good working knowledge of Microsoft Office, particularly Excel and PowerPoint * Fluent English and German language capabilities **Personal requirements:** Integrity and Responsibility * Balance Risk with Opportunity * Customer Focus * Demonstrate Global Perspective Professionalism and Teamwork * Drive For Results * Collaborate and Build Partnerships * Communicate Effectively and Professionally Challenge Ourselves To Grow * Influence and Inspire Others * Lead Change & Seek Continuous Improvement * Think Strategically * Manage and Develop Talent **What do we have to offer:** We offer you a role in one of the largest banks of the world in a growing and international environment.  You have various opportunities to develop yourself and we will support you with that by offering various training and development possibilities. * Gross salary based on experience and consistent with the market including bonus payment * Employer contribution to a pension programme (BVV) * Contribution to capital forming benefits (“Vermögenswirksame Leistungen”) * Sponsorship of a job ticket to fifty percent * Lunch allowance * Flextime to support your personal work-life-balance (“Gleitzeit”) * Further training and educational programs, e.g. language courses * Corporate benefits * To work in an ambitious, international environment with colleagues from different countries and cultures, who strive for the best