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Corporate Credit Risk Associate(m/w/x)
In-depth corporate credit risk analysis, evaluating business models and financial strength for a global financial institution with 80M+ customers. 5+ years experience in corporate credit risk at international banks required. Exposure to diverse international markets, working with complex financial instruments.
Requirements
- Degree in Finance, Business, or related
- 1–3 years corporate credit risk experience
- 5+ years corporate credit risk experience
- Experience in international banks or boutiques
- Understanding of credit risk and governance
- Ability to interpret financial statements
- Capability to assess corporate business models
- Sound analytical judgment and independent opinions
- Business-oriented mindset and risk focus
- Familiarity with internal banking credit systems
- German proficiency at C1 or higher
- Fluent English language skills
- Desirable Spanish language skills
- Clear and structured communication skills
- Ability to present complex credit topics
- Strong organizational and prioritization skills
- Proactive, ethical, and accountable approach
- Collaborative mindset and intellectual curiosity
Tasks
- Perform in-depth corporate credit risk analysis
- Evaluate business models and sector characteristics
- Assess financial strength and credit profiles
- Analyze balance sheets and cash flow sustainability
- Maintain internal credit ratings and risk assessments
- Prepare credit proposals for committee submission
- Present risk views to senior internal stakeholders
- Monitor portfolios to identify emerging risks
- Propose appropriate risk mitigation measures
- Ensure compliance with credit policies and standards
- Collaborate with global risk and business units
- Focus on downside risk and stress scenarios
Education
- Bachelor's degree
Languages
- German – Business Fluent
- English – Business Fluent
- Spanish – Basic
Tools & Technologies
- Wholesale Rating Systems
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Corporate Credit Risk Associate(m/w/x)
In-depth corporate credit risk analysis, evaluating business models and financial strength for a global financial institution with 80M+ customers. 5+ years experience in corporate credit risk at international banks required. Exposure to diverse international markets, working with complex financial instruments.
Requirements
- Degree in Finance, Business, or related
- 1–3 years corporate credit risk experience
- 5+ years corporate credit risk experience
- Experience in international banks or boutiques
- Understanding of credit risk and governance
- Ability to interpret financial statements
- Capability to assess corporate business models
- Sound analytical judgment and independent opinions
- Business-oriented mindset and risk focus
- Familiarity with internal banking credit systems
- German proficiency at C1 or higher
- Fluent English language skills
- Desirable Spanish language skills
- Clear and structured communication skills
- Ability to present complex credit topics
- Strong organizational and prioritization skills
- Proactive, ethical, and accountable approach
- Collaborative mindset and intellectual curiosity
Tasks
- Perform in-depth corporate credit risk analysis
- Evaluate business models and sector characteristics
- Assess financial strength and credit profiles
- Analyze balance sheets and cash flow sustainability
- Maintain internal credit ratings and risk assessments
- Prepare credit proposals for committee submission
- Present risk views to senior internal stakeholders
- Monitor portfolios to identify emerging risks
- Propose appropriate risk mitigation measures
- Ensure compliance with credit policies and standards
- Collaborate with global risk and business units
- Focus on downside risk and stress scenarios
Education
- Bachelor's degree
Languages
- German – Business Fluent
- English – Business Fluent
- Spanish – Basic
Tools & Technologies
- Wholesale Rating Systems
About the Company
BBVA
Industry
FinancialServices
Description
The company is a global financial institution with over 160 years of history, serving more than 80 million customers across 25 countries.
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