Corporate Credit Risk Associate(m/w/x)

Description

You will manage corporate credit risk for the DACH region by performing deep financial analyses and presenting risk views to senior stakeholders to ensure sound decision-making across the organization.

Requirements

• •Degree in Finance, Business, or related
• •1–3 years corporate credit risk experience
• •5+ years corporate credit risk experience
• •Experience in international banks or boutiques
• •Understanding of credit risk and governance
• •Ability to interpret financial statements
• •Capability to assess corporate business models
• •Sound analytical judgment and independent opinions
• •Business-oriented mindset and risk focus
• •Familiarity with internal banking credit systems
• •German proficiency at C1 or higher
• •Fluent English language skills
• •Desirable Spanish language skills
• •Clear and structured communication skills
• •Ability to present complex credit topics
• •Strong organizational and prioritization skills
• •Proactive, ethical, and accountable approach
• •Collaborative mindset and intellectual curiosity

Tasks

• •Perform in-depth corporate credit risk analysis
• •Evaluate business models and sector characteristics
• •Assess financial strength and credit profiles
• •Analyze balance sheets and cash flow sustainability
• •Maintain internal credit ratings and risk assessments
• •Prepare credit proposals for committee submission
• •Present risk views to senior internal stakeholders
• •Monitor portfolios to identify emerging risks
• •Propose appropriate risk mitigation measures
• •Ensure compliance with credit policies and standards
• •Collaborate with global risk and business units
• •Focus on downside risk and stress scenarios

Tools & Technologies