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iwoca
3mo ago

Junior Credit Analyst - German Speaking(m/w/x)

Berlin, Frankfurt am Main
from 41,000 - 50,000 / year
Full-timeOn-siteJunior
Data Science

Description

As a Junior Credit Analyst, you will assess credit applications using diverse data sources and technology, making quick and accurate decisions. You will also support the team on complex cases and collaborate with analytics to refine lending strategies.

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Requirements

  • •Smart, humble, and motivated
  • •2+ years experience in commercial loan underwriting, credit sanctioning, or credit analysis within the SME sector in Germany
  • •Strong business acumen and understanding of risk and revenue drivers
  • •Strong German language skills, ideally at native level
  • •Ability to interpret and analyze financial statements
  • •Motivated and enthusiastic attitude
  • •Excellent communication skills
  • •Analytical mindset with practical problem-solving approach

Work Experience

2 years

Tasks

  • •Assess credit applications
  • •Utilize various data sources for decision-making
  • •Make fast, fair, and accurate credit decisions
  • •Support analysts on complex credit decisions
  • •Collaborate with analytics teams to optimize lending approaches
  • •Adapt decision-making strategies based on data insights

Languages

German – Native

Benefits

More Vacation Days

  • •Free day for birthday

Workation & Sabbatical

  • •One-month fully paid sabbatical after 4 years

Mental Health Support

  • •Mental health support

Other Benefits

  • •Ski chalet access in winter

Healthcare & Fitness

  • •Gym membership program

Public Transport Subsidies

  • •€25 contribution towards Deutschlandticket

Retirement Plans

  • •Company Pension with Canada Life

Purpose-Driven Work

  • •Paid volunteer day

Corporate Discounts

  • •Corporate Benefits discounts

Snacks & Drinks

  • •Fully stocked fridges in offices

Learning & Development

  • •Learning and development budget
  • •Access to learning platforms

Additional Allowances

  • •Learning German budget

Team Events

  • •Company-wide talks
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