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IWiwoca

Junior Credit Analyst - German Speaking(m/w/x)

Berlin, Frankfurt am Main
from 41,000 - 50,000 / year
Full-timeOn-siteJunior
Data Science

Credit decision-making for German SME entrepreneurs, utilizing diverse data sources, supporting senior analysts. 2+ years commercial loan underwriting or SME credit analysis experience, with strong German language skills, required. One-month paid sabbatical after 4 years, ski chalet access, birthday day off.

Requirements

  • Smart, humble, and motivated
  • 2+ years experience in commercial loan underwriting, credit sanctioning, or credit analysis within the SME sector in Germany
  • Strong business acumen and understanding of risk and revenue drivers
  • Strong German language skills, ideally at native level
  • Ability to interpret and analyze financial statements
  • Motivated and enthusiastic attitude
  • Excellent communication skills
  • Analytical mindset with practical problem-solving approach

Tasks

  • Assess credit applications
  • Utilize various data sources for decision-making
  • Make fast, fair, and accurate credit decisions
  • Support analysts on complex credit decisions
  • Collaborate with analytics teams to optimize lending approaches
  • Adapt decision-making strategies based on data insights

Work Experience

  • 2 years

Education

  • High school diploma

Languages

  • GermanNative

Benefits

More Vacation Days

  • Free day for birthday

Workation & Sabbatical

  • One-month fully paid sabbatical after 4 years

Mental Health Support

  • Mental health support

Other Benefits

  • Ski chalet access in winter

Healthcare & Fitness

  • Gym membership program

Public Transport Subsidies

  • €25 contribution towards Deutschlandticket

Retirement Plans

  • Company Pension with Canada Life

Purpose-Driven Work

  • Paid volunteer day

Corporate Discounts

  • Corporate Benefits discounts

Snacks & Drinks

  • Fully stocked fridges in offices

Learning & Development

  • Learning and development budget
  • Access to learning platforms

Additional Allowances

  • Learning German budget

Team Events

  • Company-wide talks
Find the original job posting in its most current version here. Nejo automatically captured this job from the website of iwoca and processed the information on Nejo with the help of AI for you. Despite careful analysis, some information may be incomplete or inaccurate. Please always verify all details in the original posting! Content and copyrights of the original posting belong to the advertising company.

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