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N2
N26
21d ago

Director of Credit Risk Management(m/w/x)

Berlin
Full-timeWith Home OfficeSenior

Description

In this senior leadership role, you will shape the bank's credit risk strategy while ensuring compliance with regulatory standards. Your day-to-day responsibilities will involve transforming the Credit Risk team and providing insights on portfolio performance and emerging risks.

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Requirements

  • 10 years of senior experience in financial services
  • Proven track record leading credit risk functions in EU-regulated banks
  • Successful people leadership in international settings
  • Deep expertise in credit risk models and methodologies
  • End-to-end experience across the full credit risk model lifecycle
  • Comprehensive understanding of lending processes and back office operations
  • Extensive regulatory experience with BaFin, Bundesbank, ECB, and external auditors
  • Executive presence with ability to influence at Board and C-level
  • Fluency in English and German

Work Experience

10 years

Tasks

  • Transform the Credit Risk team into a proactive, business-enabling function
  • Define and execute the bank’s credit risk strategy across all asset classes
  • Strengthen regulatory posture through scalable frameworks and consistent execution
  • Lead and elevate a high-performing, international credit risk organization
  • Own the end-to-end credit risk lifecycle from origination to NPL management
  • Establish and maintain best-in-class credit risk models and governance frameworks
  • Act as the key contact for all credit risk topics with regulators and authorities
  • Ensure compliance with Basel Pillar II, IFRS 9, EBA, and German regulatory requirements
  • Provide executive-level insight on portfolio performance and emerging risks

Languages

EnglishBusiness Fluent

GermanBusiness Fluent

Benefits

Additional Allowances

  • Competitive personal development budget
  • Work from home budget
  • Premium subscription on N26 account

Corporate Discounts

  • Discounts to fitness memberships
  • Discounts to wellness memberships

Learning & Development

  • Language apps

Public Transport Subsidies

  • Public transportation discounts

More Vacation Days

  • Additional day of annual leave

Other Benefits

  • Relocation package with visa support
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