N26
Director of Credit Risk Management(m/w/x)
Full-timeWith HomeofficeSenior
Berlin
New Job?Nejo!
The AI Job Search Engine
N2
N26Credit Risk Manager (Retail Lending)(m/w/x)
Berlin
Full-timeWith Home OfficeManagement
AI/ML
Data Science
Description
In this role, you will spearhead the retail credit risk function by overseeing advanced modeling and automated controls to ensure a healthy, compliant, and innovative lending portfolio.
Let AI find the perfect jobs for you!
Upload your CV and Nejo AI will find matching job offers for you.
Requirements
- •5+ years Credit Risk Management experience
- •Experience in Retail Bank or high-growth environment
- •BSc/MSc in a quantitative field
- •PhD or FRM qualification is advantageous
- •European retail credit risk market expertise
- •Ability to manage E2E credit processes
- •Expertise in IFRS 9 loan loss provisioning
- •Experience in credit risk modeling governance
- •Application of Machine Learning to credit
- •Strong technical background in Python and SQL
- •Expertise in prudential and consumer regulations
- •Strong leadership and team development skills
- •Fluent English and excellent communication skills
- •Proficiency in German is advantageous
- •Rigorous critical thinking and improvement drive
- •Excellent communication and presenting skills
- •Passion for data and problem-solving
- •Attention to detail and conceptual thinking
- •Flexibility in fast-changing environments
- •Proactive support for team success
- •Willingness to learn and accept feedback
Education
Bachelor's degree
OR
Master's degree
OR
Doctoral / PhD
Work Experience
5 years
Tasks
- •Drive the evolution of retail credit risk frameworks
- •Take methodological ownership of the end-to-end credit cycle
- •Optimize decision engines and cut-off strategies
- •Oversee credit risk model development and calibration
- •Apply machine learning to enhance predictive power
- •Monitor portfolio quality and IFRS 9 provisioning
- •Design and maintain automated process controls
- •Manage credit risk data quality and lineage
- •Ensure compliance with MaRisk and EBA guidelines
- •Liaise with internal and external auditors
- •Lead and mentor a team of risk experts
- •Collaborate cross-functionally with product and finance teams
Tools & Technologies
IFRS 9PythonSQLMachine Learning
Languages
English – Business Fluent
German – Basic
Benefits
Additional Allowances
- •Personal development budget
- •Work from home budget
- •Premium N26 bank account
- •Relocation package
Corporate Discounts
- •Fitness and wellness discounts
- •Friends and family subscriptions
Learning & Development
- •Language app subscriptions
Public Transport Subsidies
- •Public transportation discounts
More Vacation Days
- •Additional annual leave per service
Purpose-Driven Work
- •High degree of autonomy
Modern Equipment
- •Access to cutting-edge technologies
Informal Culture
- •Friendly and diverse team
Other Benefits
- •Visa support
Find the original job posting in its most current version here. Nejo automatically captured this job from the website of N26 and processed the information on Nejo with the help of AI for you. Despite careful analysis, some information may be incomplete or inaccurate. Please always verify all details in the original posting! Content and copyrights of the original posting belong to the advertising company.
Not a perfect match?
- Banxware
Credit Risk Manager(m/w/x)
Full-timeWith HomeofficeManagementBerlin - N26
Risk Controlling Manager, Market Risk (IRRBB, CSRBB)(m/w/x)
Full-timeWith HomeofficeSeniorBerlin - N26
Risk Controlling Manager, Liquidity Risk (ILAAP)(m/w/x)
Full-timeWith HomeofficeSeniorBerlin - Upvest
Head of Risk(m/w/x)
Full-timeWith HomeofficeSeniorBerlin
N2
N26Credit Risk Manager (Retail Lending)(m/w/x)
Berlin
Full-timeWith Home OfficeManagement
AI/ML
Data Science
New Job?Nejo!
The AI Job Search Engine
Description
In this role, you will spearhead the retail credit risk function by overseeing advanced modeling and automated controls to ensure a healthy, compliant, and innovative lending portfolio.
Let AI find the perfect jobs for you!
Upload your CV and Nejo AI will find matching job offers for you.
Requirements
- •5+ years Credit Risk Management experience
- •Experience in Retail Bank or high-growth environment
- •BSc/MSc in a quantitative field
- •PhD or FRM qualification is advantageous
- •European retail credit risk market expertise
- •Ability to manage E2E credit processes
- •Expertise in IFRS 9 loan loss provisioning
- •Experience in credit risk modeling governance
- •Application of Machine Learning to credit
- •Strong technical background in Python and SQL
- •Expertise in prudential and consumer regulations
- •Strong leadership and team development skills
- •Fluent English and excellent communication skills
- •Proficiency in German is advantageous
- •Rigorous critical thinking and improvement drive
- •Excellent communication and presenting skills
- •Passion for data and problem-solving
- •Attention to detail and conceptual thinking
- •Flexibility in fast-changing environments
- •Proactive support for team success
- •Willingness to learn and accept feedback
Education
Bachelor's degree
OR
Master's degree
OR
Doctoral / PhD
Work Experience
5 years
Tasks
- •Drive the evolution of retail credit risk frameworks
- •Take methodological ownership of the end-to-end credit cycle
- •Optimize decision engines and cut-off strategies
- •Oversee credit risk model development and calibration
- •Apply machine learning to enhance predictive power
- •Monitor portfolio quality and IFRS 9 provisioning
- •Design and maintain automated process controls
- •Manage credit risk data quality and lineage
- •Ensure compliance with MaRisk and EBA guidelines
- •Liaise with internal and external auditors
- •Lead and mentor a team of risk experts
- •Collaborate cross-functionally with product and finance teams
Tools & Technologies
IFRS 9PythonSQLMachine Learning
Languages
English – Business Fluent
German – Basic
Benefits
Additional Allowances
- •Personal development budget
- •Work from home budget
- •Premium N26 bank account
- •Relocation package
Corporate Discounts
- •Fitness and wellness discounts
- •Friends and family subscriptions
Learning & Development
- •Language app subscriptions
Public Transport Subsidies
- •Public transportation discounts
More Vacation Days
- •Additional annual leave per service
Purpose-Driven Work
- •High degree of autonomy
Modern Equipment
- •Access to cutting-edge technologies
Informal Culture
- •Friendly and diverse team
Other Benefits
- •Visa support
Find the original job posting in its most current version here. Nejo automatically captured this job from the website of N26 and processed the information on Nejo with the help of AI for you. Despite careful analysis, some information may be incomplete or inaccurate. Please always verify all details in the original posting! Content and copyrights of the original posting belong to the advertising company.
About the Company
N26
Industry
FinancialServices
Description
N26 has reimagined banking for today’s digital world, building a global banking platform that eliminates physical branches and hidden fees.
Not a perfect match?
- N26
Director of Credit Risk Management(m/w/x)
Full-timeWith HomeofficeSeniorBerlin - Banxware
Credit Risk Manager(m/w/x)
Full-timeWith HomeofficeManagementBerlin - N26
Risk Controlling Manager, Market Risk (IRRBB, CSRBB)(m/w/x)
Full-timeWith HomeofficeSeniorBerlin - N26
Risk Controlling Manager, Liquidity Risk (ILAAP)(m/w/x)
Full-timeWith HomeofficeSeniorBerlin - Upvest
Head of Risk(m/w/x)
Full-timeWith HomeofficeSeniorBerlin