Description

As a Credit Risk Officer for Financial Institutions, you will analyze counterparties, manage credit limits, and negotiate terms. This role involves assessing market developments and ensuring compliance with risk policies while contributing to risk management projects.

Requirements

• •Credit risk experience covering banks, broker dealers, insurers, regulated funds, asset managers, and other financial institutions
• •Sound understanding of derivative and secured financing transactions and cash products across fixed income and equities
• •Strong familiarity with financial statement analysis and credit risk metrics
• •Prior experience in dealing with front office stakeholders
• •Comfortable interacting with senior management and communicating within risk management and relevant business areas
• •Ability to be a self-starter and manage multiple stakeholder expectations
• •English (written and spoken); fluency in 1 or 2 European languages viewed favorably
• •Team player with ability to get along with different personality types across multiple locations
• •Ability to produce high quality credit analysis from front to end
• •Capacity to operate in fast-paced and demanding business environment
• •Collaboration with diverse people across the organization
• •Ability to identify underlying causes of problems and define a clear vision for the future
• •Evaluate options for resolving problems and prioritize actions or recommendations
• •Inspire team members through effective communication and motivate productivity
• •Engage in professional development and promote knowledge sharing
• •Respect DEI and foster a culture of psychological safety and risk culture

Tasks

• •Analyze counterparties and assign ratings
• •Conduct credit risk analysis for financial institutions
• •Approve new clients and set credit limits
• •Perform due diligence calls and visits
• •Negotiate credit terms in legal documents
• •Implement and manage credit limits per risk appetite
• •Analyze economic and market developments
• •Report relevant events to senior risk management
• •Manage counterparty risk exposure and trade approval
• •Liaise with front office on transaction structures
• •Agree on trading terms and propose risk mitigations
• •Ensure adherence to credit risk limits
• •Identify and monitor exposure concentrations
• •Analyze stress testing results and take action
• •Participate in credit risk projects and initiatives
• •Receive product training and mentoring