KINTO Europe GmbH
Spezialist Credit Risk Management(m/w/x)
Full-timeOn-siteSenior
Köln
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KIKINTO Germany GmbH
Credit Assessment Analyst(m/w/x)
Köln
Full-timeOn-siteExperienced
Nejo AI Summary
Assessing creditworthiness for commercial leasing and car subscriptions. Experience evaluating annual accounts and financial ratios required. Flexible working hours, company pension, vehicle loan program.
Requirements
- Commercial training, preferably with additional specialist qualifications (leasing or banking)
- 2-3 years professional experience in credit decision-making (corporate clients, bank/leasing) or comparable role
- Aptitude for numbers, strong grasp of mathematics, high decision-making authority
- Experience evaluating and analysing annual accounts and financial ratios
- Very good technical understanding of system applications, experience in process improvement and automation
- Desirable: Knowledge of German Commercial Code (HGB), German Civil Code (BGB), German Banking Act (KWG), rating procedures, legal framework for financial institutions
- Very good command of German, good command of English
Tasks
- Review incoming loan applications
- Examine financing documents
- Approve and authorize loan applications
- Identify credit risks through creditworthiness checks
- Analyze balance sheets and financial reports
- Request additional financing documents
- Clarify processing and decision-making issues
- Make decisions on loan and leasing enquiries
- Prepare security arrangements
- Review transparency register information
- Investigate suspected fraud, compliance breaches, and money laundering
Work Experience
- 2 - 3 years
Education
- Vocational certification
Languages
- German – Native
- English – Business Fluent
Benefits
Learning & Development
- Individual development opportunities
Flexible Working
- Flexible working hours
Retirement Plans
- Company pension
Other Benefits
- Vehicle loan program
Free or Subsidized Food
- Subsidized lunch
Find the original job posting in its most current version here. Nejo automatically captured this job from the website of KINTO Germany GmbH and processed the information on Nejo with the help of AI for you. Despite careful analysis, some information may be incomplete or inaccurate. Please always verify all details in the original posting! Content and copyrights of the original posting belong to the advertising company.
Not a perfect match?
- KINTO Germany GmbH
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KIKINTO Germany GmbH
Credit Assessment Analyst(m/w/x)
Köln
Full-timeOn-siteExperienced
Nejo AI Summary
Assessing creditworthiness for commercial leasing and car subscriptions. Experience evaluating annual accounts and financial ratios required. Flexible working hours, company pension, vehicle loan program.
Requirements
- Commercial training, preferably with additional specialist qualifications (leasing or banking)
- 2-3 years professional experience in credit decision-making (corporate clients, bank/leasing) or comparable role
- Aptitude for numbers, strong grasp of mathematics, high decision-making authority
- Experience evaluating and analysing annual accounts and financial ratios
- Very good technical understanding of system applications, experience in process improvement and automation
- Desirable: Knowledge of German Commercial Code (HGB), German Civil Code (BGB), German Banking Act (KWG), rating procedures, legal framework for financial institutions
- Very good command of German, good command of English
Tasks
- Review incoming loan applications
- Examine financing documents
- Approve and authorize loan applications
- Identify credit risks through creditworthiness checks
- Analyze balance sheets and financial reports
- Request additional financing documents
- Clarify processing and decision-making issues
- Make decisions on loan and leasing enquiries
- Prepare security arrangements
- Review transparency register information
- Investigate suspected fraud, compliance breaches, and money laundering
Work Experience
- 2 - 3 years
Education
- Vocational certification
Languages
- German – Native
- English – Business Fluent
Benefits
Learning & Development
- Individual development opportunities
Flexible Working
- Flexible working hours
Retirement Plans
- Company pension
Other Benefits
- Vehicle loan program
Free or Subsidized Food
- Subsidized lunch
Find the original job posting in its most current version here. Nejo automatically captured this job from the website of KINTO Germany GmbH and processed the information on Nejo with the help of AI for you. Despite careful analysis, some information may be incomplete or inaccurate. Please always verify all details in the original posting! Content and copyrights of the original posting belong to the advertising company.
About the Company
KINTO Germany GmbH
Industry
Transportation
Description
KINTO Germany GmbH, a Toyota Group company, provides innovative mobility solutions including commercial leasing and car subscriptions.
Not a perfect match?
- KINTO Europe GmbH
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