Description

In this role, you will lead the mortgage advisory team in Switzerland, ensuring compliance with regulations while delivering tailored financing solutions to high-net-worth clients. Your day-to-day responsibilities will include strategic leadership, client engagement, and enhancing operational efficiency through digital tools.

Requirements

• •University degree in Finance, Banking, Economics, Law or equivalent and/or Swiss Banking education with further professional education
• •10+ years of experience in Swiss mortgage advisory and complex real estate financing
• •Professional background in private banking, wealth management, or Swiss universal bank
• •Deep technical knowledge of Swiss mortgage products and real estate market specifics
• •Profound experience in digital and process optimization, including mortgage tools and CRM systems
• •Strong understanding of FINMA regulations and risk frameworks
• •Demonstrated strengths in client and senior stakeholder management
• •Successful track record in strategic leadership and business development
• •Fluency in German and English; French and/or Italian highly advantageous

Tasks

• •Ensure adherence to credit policies and risk standards
• •Oversee assessment and structuring of complex financing solutions
• •Prepare and deliver credit requests to Credit Risk and Credit Committee
• •Promote best practices in affordability analysis and collateral valuations
• •Engage with (U)HNWI clients to deliver tailored mortgage solutions
• •Collaborate with private banking and real estate experts for client coverage
• •Represent the mortgage advisory function in client meetings and pitches
• •Shape and execute the client and product strategy for mortgage financing
• •Identify opportunities to enhance client value and operational efficiency
• •Act as a senior partner to the Head of Real Estate and leadership teams
• •Lead and develop a high-performing team of mortgage advisors
• •Foster a culture of collaboration and client-centricity
• •Strengthen advisory capabilities through coaching and skill development
• •Support implementation of digital tools and process automation
• •Ensure high-quality advisory processes across all regions
• •Collaborate with stakeholders to optimize workflows and delivery
• •Report to the Head of Real Estate within Region Western Markets & Switzerland
• •Represent the mortgage advisory function in internal committees
• •Provide business insights and risk assessments to senior management