BVZH Bank Vontobel AG
Senior Credit Officer Swiss Mortgages(m/w/x)
Full-timeOn-siteSenior
Zürich
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BABanque Internationale à Luxembourg (Suisse) SA
Credit Structuring Specialist(m/w/x)
Zürich
Full-timeOn-siteSenior
Nejo AI Summary
Structuring international mortgage financing and Lombard loans for internationally active entrepreneurs. 5-8 years in private banking credit risk with international mortgage and Lombard lending expertise required. Work in a boutique bank environment with complex client engagement.
Requirements
- University degree in Finance, Economics, Business Administration, related field, or equivalent educational pathway
- 5-8 years experience in credit structuring, lending, or credit risk (private banking/wealth management)
- Proven expertise in international mortgage financing, Lombard lending, portfolio-backed financing, and cross-border credit transactions
- Strong familiarity with European real estate markets and lending practices (advantageous)
- Exposure to credit approval processes, committees, and risk governance frameworks
- Strong analytical skills in credit risk assessment and financial analysis
- Solid understanding of mortgage lending frameworks, LTV concepts, and collateral management
- Experience with Avaloq, Bloomberg, and advanced Excel
- Ability to interpret legal documentation (pledges, mortgages, guarantees)
- Detail-oriented and solution-driven professional
- Strong communication skills
- Capability to manage multiple transactions under pressure
- Balanced view between risk and business opportunities
- Relevant certifications (CFA, FRM or equivalent) (advantageous)
- Proficiency in English (written and spoken)
- German language skills (asset)
- Motivation and enthusiasm for the financial sector
Tasks
- Structure international mortgage financing.
- Execute Lombard loans and hybrid solutions.
- Support deal origination and execution.
- Engage clients in complex discussions.
- Collaborate with internal stakeholders for alignment.
- Support complex cross-border transactions.
- Manage multi-jurisdictional borrower structures, like SPVs.
- Prepare comprehensive credit applications.
- Prepare term sheets for approvals.
- Prepare risk assessments for approvals.
- Coordinate transaction execution with stakeholders.
- Ensure timely and efficient transaction delivery.
- Analyze cross-border mortgage transactions in Europe.
- Structure cross-border mortgage transactions in Europe.
- Assess property valuations.
- Assess legal enforceability.
- Evaluate borrower structures and risks.
- Design security packages (pledges, guarantees).
- Perform detailed credit assessments.
- Conduct LTV analysis.
- Perform cash flow evaluation.
- Conduct stress testing.
- Monitor portfolio risk.
- Ensure compliance with credit policies.
- Adhere to regulatory requirements.
- Follow risk appetite frameworks.
- Support consistent credit standard application.
- Contribute to process improvements.
- Propose innovative structuring alternatives.
- Optimize risk-return profiles.
- Align solutions with client objectives.
- Foster a solution-oriented culture.
- Foster a risk-aware culture.
Work Experience
- 5 - 8 years
Education
- Vocational certificationOR
- Bachelor's degree
Languages
- English – Business Fluent
- German – Basic
Tools & Technologies
- Avaloq
- Bloomberg
- Excel
Find the original job posting in its most current version here. Nejo automatically captured this job from the website of Banque Internationale à Luxembourg (Suisse) SA and processed the information on Nejo with the help of AI for you. Despite careful analysis, some information may be incomplete or inaccurate. Please always verify all details in the original posting! Content and copyrights of the original posting belong to the advertising company.
Not a perfect match?
- BVZH Bank Vontobel AG
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BABanque Internationale à Luxembourg (Suisse) SA
Credit Structuring Specialist(m/w/x)
Zürich
Full-timeOn-siteSenior
Nejo AI Summary
Structuring international mortgage financing and Lombard loans for internationally active entrepreneurs. 5-8 years in private banking credit risk with international mortgage and Lombard lending expertise required. Work in a boutique bank environment with complex client engagement.
Requirements
- University degree in Finance, Economics, Business Administration, related field, or equivalent educational pathway
- 5-8 years experience in credit structuring, lending, or credit risk (private banking/wealth management)
- Proven expertise in international mortgage financing, Lombard lending, portfolio-backed financing, and cross-border credit transactions
- Strong familiarity with European real estate markets and lending practices (advantageous)
- Exposure to credit approval processes, committees, and risk governance frameworks
- Strong analytical skills in credit risk assessment and financial analysis
- Solid understanding of mortgage lending frameworks, LTV concepts, and collateral management
- Experience with Avaloq, Bloomberg, and advanced Excel
- Ability to interpret legal documentation (pledges, mortgages, guarantees)
- Detail-oriented and solution-driven professional
- Strong communication skills
- Capability to manage multiple transactions under pressure
- Balanced view between risk and business opportunities
- Relevant certifications (CFA, FRM or equivalent) (advantageous)
- Proficiency in English (written and spoken)
- German language skills (asset)
- Motivation and enthusiasm for the financial sector
Tasks
- Structure international mortgage financing.
- Execute Lombard loans and hybrid solutions.
- Support deal origination and execution.
- Engage clients in complex discussions.
- Collaborate with internal stakeholders for alignment.
- Support complex cross-border transactions.
- Manage multi-jurisdictional borrower structures, like SPVs.
- Prepare comprehensive credit applications.
- Prepare term sheets for approvals.
- Prepare risk assessments for approvals.
- Coordinate transaction execution with stakeholders.
- Ensure timely and efficient transaction delivery.
- Analyze cross-border mortgage transactions in Europe.
- Structure cross-border mortgage transactions in Europe.
- Assess property valuations.
- Assess legal enforceability.
- Evaluate borrower structures and risks.
- Design security packages (pledges, guarantees).
- Perform detailed credit assessments.
- Conduct LTV analysis.
- Perform cash flow evaluation.
- Conduct stress testing.
- Monitor portfolio risk.
- Ensure compliance with credit policies.
- Adhere to regulatory requirements.
- Follow risk appetite frameworks.
- Support consistent credit standard application.
- Contribute to process improvements.
- Propose innovative structuring alternatives.
- Optimize risk-return profiles.
- Align solutions with client objectives.
- Foster a solution-oriented culture.
- Foster a risk-aware culture.
Work Experience
- 5 - 8 years
Education
- Vocational certificationOR
- Bachelor's degree
Languages
- English – Business Fluent
- German – Basic
Tools & Technologies
- Avaloq
- Bloomberg
- Excel
Find the original job posting in its most current version here. Nejo automatically captured this job from the website of Banque Internationale à Luxembourg (Suisse) SA and processed the information on Nejo with the help of AI for you. Despite careful analysis, some information may be incomplete or inaccurate. Please always verify all details in the original posting! Content and copyrights of the original posting belong to the advertising company.
About the Company
Banque Internationale à Luxembourg (Suisse) SA
Industry
FinancialServices
Description
BIL Suisse is a boutique bank providing innovative wealth solutions for internationally active entrepreneurs and families.
Not a perfect match?
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