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Spezialist Credit Risk Management(m/w/x)
Implementing credit risk practices for KINTO Group's fleet and mobility services. Extensive automotive fleet underwriting and motor finance product experience required. Company pension plan, flexible hours, and vehicle lease program.
Anforderungen
- Bachelor's or Master's degree in economics, risk management, business informatics, or related field
- Extensive experience in credit underwriting for automotive fleets in international environment
- Extensive experience with motor finance products in retail and corporate banking, and associated risks
- Solid experience in credit risk reporting to senior management
- Extensive experience with risk management tools and methods (e.g., retail scoring, corporate rating methodology)
- Familiarity with regulatory requirements and IFRS
- Excellent Excel skills and basic knowledge of business intelligence (BI) tools
- Fluent in spoken and written English and German
Aufgaben
- Implement credit risk practices across KINTO Group companies
- Review credit applications for KINTO EU fleet
- Ensure consistent quality standards in credit processes
- Adhere to responsible lending principles and global guidelines
- Provide clear loan approval terms and conditions
- Assess key risk factors through report analysis
- Follow up on corrective actions with KINTO units
- Conduct ad hoc risk reviews at KINTO units
- Collaborate with KINTO units to implement measures
- Advise KINTO units on credit process standardization
- Advise KINTO units on governance improvement
- Mentor CROs and credit analysts at KINTO units
- Coach CROs and credit analysts at KINTO units
Berufserfahrung
- ca. 4 - 6 Jahre
Ausbildung
- Bachelor-AbschlussODER
- Master-Abschluss
Sprachen
- Englisch – fließend
- Deutsch – fließend
Tools & Technologien
- Excel
- business intelligence (BI) tools
Benefits
Betriebliche Altersvorsorge
- Company pension plan
Flexibles Arbeiten
- Flexible working hours
Weiterbildungsangebote
- Targeted training opportunities
Firmenwagen
- Vehicle lease program
Gratis oder Vergünstigte Mahlzeiten
- Subsidized canteens
Noch nicht perfekt?
- KINTO Europe GmbHVollzeitnur vor OrtSeniorKöln
- KINTO Germany GmbH
Specialist Internal Audit(m/w/x)
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Specialist Compliance(m/w/x)
Vollzeitnur vor OrtBerufserfahrenKöln - Toyota Kreditbank GmbH
Spezialist Compliance(m/w/x)
VollzeitBefristeter Vertragnur vor OrtBerufserfahrenKöln - KINTO Europe GmbH
Business Development Manager Contract Management Systems(m/w/x)
Vollzeitnur vor OrtSeniorKöln
Spezialist Credit Risk Management(m/w/x)
Implementing credit risk practices for KINTO Group's fleet and mobility services. Extensive automotive fleet underwriting and motor finance product experience required. Company pension plan, flexible hours, and vehicle lease program.
Anforderungen
- Bachelor's or Master's degree in economics, risk management, business informatics, or related field
- Extensive experience in credit underwriting for automotive fleets in international environment
- Extensive experience with motor finance products in retail and corporate banking, and associated risks
- Solid experience in credit risk reporting to senior management
- Extensive experience with risk management tools and methods (e.g., retail scoring, corporate rating methodology)
- Familiarity with regulatory requirements and IFRS
- Excellent Excel skills and basic knowledge of business intelligence (BI) tools
- Fluent in spoken and written English and German
Aufgaben
- Implement credit risk practices across KINTO Group companies
- Review credit applications for KINTO EU fleet
- Ensure consistent quality standards in credit processes
- Adhere to responsible lending principles and global guidelines
- Provide clear loan approval terms and conditions
- Assess key risk factors through report analysis
- Follow up on corrective actions with KINTO units
- Conduct ad hoc risk reviews at KINTO units
- Collaborate with KINTO units to implement measures
- Advise KINTO units on credit process standardization
- Advise KINTO units on governance improvement
- Mentor CROs and credit analysts at KINTO units
- Coach CROs and credit analysts at KINTO units
Berufserfahrung
- ca. 4 - 6 Jahre
Ausbildung
- Bachelor-AbschlussODER
- Master-Abschluss
Sprachen
- Englisch – fließend
- Deutsch – fließend
Tools & Technologien
- Excel
- business intelligence (BI) tools
Benefits
Betriebliche Altersvorsorge
- Company pension plan
Flexibles Arbeiten
- Flexible working hours
Weiterbildungsangebote
- Targeted training opportunities
Firmenwagen
- Vehicle lease program
Gratis oder Vergünstigte Mahlzeiten
- Subsidized canteens
Über das Unternehmen
KINTO Europe GmbH
Branche
Automotive
Beschreibung
KINTO Europe GmbH is a joint venture creating a European base for future mobility services by providing full-service leasing and mobility products/services.
Noch nicht perfekt?
- KINTO Europe GmbH
Spezialist Credit Risk Management(m/w/x)
Vollzeitnur vor OrtSeniorKöln - KINTO Germany GmbH
Specialist Internal Audit(m/w/x)
Vollzeitnur vor OrtBerufserfahrenKöln - Toyota Kreditbank GmbH
Specialist Compliance(m/w/x)
Vollzeitnur vor OrtBerufserfahrenKöln - Toyota Kreditbank GmbH
Spezialist Compliance(m/w/x)
VollzeitBefristeter Vertragnur vor OrtBerufserfahrenKöln - KINTO Europe GmbH
Business Development Manager Contract Management Systems(m/w/x)
Vollzeitnur vor OrtSeniorKöln