Dein persönlicher KI-Karriere-Agent
.Specialist Credit Assessment Large Fleet(m/w/x)
Credit assessment for large fleet leasing requests at Toyota Group's mobility provider. Balance sheet analysis and risk identification required. Flexible hours, company pension, vehicle loan.
Anforderungen
- Studies in economics or commercial training with specialist training
- Professional experience in credit decision process for corporate customers
- Knowledge of HGB, BGB, KWG, rating procedures, and legal principles
- Affinity for numbers and mathematical understanding
- High decision-making competence in creditworthiness
- Knowledge of financial institutions' documentation requirements
- Experience in evaluating financial statements and ratios
- Structured working, flexibility, resilience, and analytical understanding
- Strong understanding of strategic and complex interrelationships
- Fluency in German
- Good command of English
Aufgaben
- Assess and decide on credit and leasing requests
- Check customer creditworthiness with internal and legal requirements
- Identify credit risks using balance sheet analysis and rating procedures
- Evaluate financial documents to accept or reject customers
- Clarify issues with customers and sales partners
- Decide on collateral requirements
- Investigate suspected fraud and money laundering cases
- Review and extend current commitments with credit reports
- Support the development of internal guidelines and risk management
- Collaborate with Sales, Operations, and Risk Management departments
- Contribute to the establishment and development of departments
Berufserfahrung
- ca. 1 - 4 Jahre
Ausbildung
- Abgeschlossene BerufsausbildungODER
- Bachelor-Abschluss
Sprachen
- Deutsch – fließend
- Englisch – verhandlungssicher
Benefits
Weiterbildungsangebote
- Individual development opportunities
Flexibles Arbeiten
- Flexible working hours
Betriebliche Altersvorsorge
- Company pension
Sonstige Vorteile
- Vehicle loan program
Gratis oder Vergünstigte Mahlzeiten
- Subsidized lunch
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.Specialist Credit Assessment Large Fleet(m/w/x)
Credit assessment for large fleet leasing requests at Toyota Group's mobility provider. Balance sheet analysis and risk identification required. Flexible hours, company pension, vehicle loan.
Anforderungen
- Studies in economics or commercial training with specialist training
- Professional experience in credit decision process for corporate customers
- Knowledge of HGB, BGB, KWG, rating procedures, and legal principles
- Affinity for numbers and mathematical understanding
- High decision-making competence in creditworthiness
- Knowledge of financial institutions' documentation requirements
- Experience in evaluating financial statements and ratios
- Structured working, flexibility, resilience, and analytical understanding
- Strong understanding of strategic and complex interrelationships
- Fluency in German
- Good command of English
Aufgaben
- Assess and decide on credit and leasing requests
- Check customer creditworthiness with internal and legal requirements
- Identify credit risks using balance sheet analysis and rating procedures
- Evaluate financial documents to accept or reject customers
- Clarify issues with customers and sales partners
- Decide on collateral requirements
- Investigate suspected fraud and money laundering cases
- Review and extend current commitments with credit reports
- Support the development of internal guidelines and risk management
- Collaborate with Sales, Operations, and Risk Management departments
- Contribute to the establishment and development of departments
Berufserfahrung
- ca. 1 - 4 Jahre
Ausbildung
- Abgeschlossene BerufsausbildungODER
- Bachelor-Abschluss
Sprachen
- Deutsch – fließend
- Englisch – verhandlungssicher
Benefits
Weiterbildungsangebote
- Individual development opportunities
Flexibles Arbeiten
- Flexible working hours
Betriebliche Altersvorsorge
- Company pension
Sonstige Vorteile
- Vehicle loan program
Gratis oder Vergünstigte Mahlzeiten
- Subsidized lunch
Gefällt dir diese Stelle?
BetaDein Career Agent findet täglich ähnliche Jobs für dich.
Über das Unternehmen
Toyota Kreditbank GmbH
Branche
FinancialServices
Beschreibung
Das Unternehmen ist seit über 35 Jahren erfolgreich am deutschen Markt tätig und bietet innovative Finanzprodukte und kundenorientierte Serviceleistungen.
Noch nicht perfekt?
- KINTO Germany GmbH
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