You will develop pricing models and consumer finance products while ensuring compliance and accuracy. Your role involves collaborating with various teams to enhance portfolio returns and effectively communicate insights.
Anforderungen
- •Completed studies in economics or finance
- •Knowledge of Python and data tools
- •Experience in credit analysis and risk management
- •Understanding of consumer finance regulation
- •Experience as a Team lead or in personnel roles
- •Detail-oriented with focus on accuracy
- •Ability to manage multiple projects
- •Knowledge of Google Workspace and Microsoft Office
- •Business fluent in English, German is a plus
Deine Aufgaben
- •Develop pricing models to optimize risk and reward.
- •Drive development of new consumer finance products.
- •Analyze loan tapes for accuracy and compliance.
- •Conduct back-testing of pricing and scoring models.
- •Provide recommendations for policy and pricing improvements.
- •Collaborate with Credit Operations and Risk Management teams.
- •Ensure operational efficiency and seamless integration.
- •Enhance overall portfolio returns.
- •Communicate insights to key stakeholders.
Deine Vorteile
Leading digital automotive platform
Personal growth opportunities
Frequent feedback sessions
Flexible working hours
26 days vacation
Work from home up to 3 days
Original Beschreibung
## Job Description
* Develop market leading pricing models to ensure we optimise our risk / reward structure
* Drive development of consumer finance products for new product types amd markets
* Analyze and evaluate loan tapes to ensure accuracy, compliance, and alignment with company policies and industry standards
* Conduct thorough back-testing of existing pricing and scoring models to assess validity of returns and identify areas for enhancement
* Provide expert recommendations for policy and pricing improvements based on data analysis and industry best practices
* Work closely with the Credit Operations and Risk Management team to implement new policies, products and work instructions
* Ensure seamless integration and operational efficiency
* Enhancing the overall return of the portfolio
* Communicate insights and recommendations to key stakeholders
## Qualifications
* Successfully completed studies in economics, financial management or a comparable course of study
* Ideally knowledge of Python, Redash, data analytical tools
* Relevant experience in credit analysis, pricing and risk management
* Understanding of consumer finance regulation and product design
* Experience in the role as a Team lead or personnel responsibilities
* Working detail-oriented with a strong focus on accuracy and compliance
* Ability to work independently and manage multiple projects simultaneously
* Comprehensive knowledge of Google Workspace, Microsoft Word, Excel and PowerPoint
* Business fluent in English, while knowledge of German is a plus
## Additional Information
* Be part of Europe's leading digital automotive platform!
* Personal growth with the contribution of own ideas
* Frequent feedback talks will support you in achieving your goals
* Flexible working hours
* Time to relax: 26 days vacation
* Working from home: you can work from home up to 3 days a week
**Join us, building the best way to buy and sell cars!**
**Contact**
Katharina Ruhnke
*At AUTO1 Group we live an open culture, believe in direct communication, and value diversity. We welcome every applicant; regardless of gender, ethnic origin, religion, age, sexual identity, disability, or any other non-merit factor.*
# LI-A1