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IWiwoca

Junior Credit Analyst(m/w/x)

Frankfurt am Main, Berlin
from 41,000 - 50,000 / year
Full-timeOn-siteJunior
AI/ML
Data Science
Apply now

Assessing credit applications for SMEs using AI tools and financial statements. Foundational finance knowledge and business acumen required. One-month paid sabbatical after 4 years, company ski chalet trip.

Requirements

  • Curiosity and comfort using AI tools for problem-solving, productivity, and quality improvement
  • Smart, humble, motivated, and continuously improving
  • Knowledge of foundational finance and accounting principles
  • Strong business acumen and understanding of creditworthiness drivers
  • Ability to interpret and analyze financial statements
  • Motivated and enthusiastic attitude in a fast-paced environment
  • Excellent communication in business English and German
  • Analytical mindset with practical problem-solving and process improvement suggestions
  • Other experience is welcome even if not on list

Tasks

  • Assess credit applications
  • Use experience and data sources
  • Make fast, fair, and accurate decisions
  • Gain autonomy in decisioning
  • Build knowledge of systems and processes
  • Support other analysts on complex decisions
  • Work with analytics teams
  • Optimize lending approach
  • Adapt decisioning methods

Education

  • Bachelor's degree

Languages

  • English – Business Fluent
  • German – Business Fluent

Benefits

More Vacation Days

  • 26 days of vacation
  • Birthday off

Workation & Sabbatical

  • One-month fully paid sabbatical after 4 years

Mental Health Support

  • Mental health support

Team Events

  • Company ski chalet trip
  • Company summer trip

Healthcare & Fitness

  • Gym membership program

Public Transport Subsidies

  • Deutschlandticket contribution

Retirement Plans

  • Company Pension

Parking & Commuter Benefits

  • Great office locations

Purpose-Driven Work

  • Paid volunteer day

Corporate Discounts

  • Corporate Benefits discounts

Snacks & Drinks

  • Fully stocked fridges

Learning & Development

  • Learning and development budget
  • Learning German budget
  • Access to learning platforms

Additional Allowances

  • Book budget

Informal Culture

  • Company-wide talks
Find the original job posting in its most current version here. Nejo automatically captured this job from the website of iwoca and processed the information on Nejo with the help of AI for you. Despite careful analysis, some information may be incomplete or inaccurate. Please always verify all details in the original posting! Content and copyrights of the original posting belong to the advertising company.

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