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IWiwoca

Junior Credit Analyst(m/w/x)

Frankfurt am Main, Berlin
from 46,000 - 55,000 / year
Full-timeOn-siteJunior
AI/ML
Apply now

Assessing SME credit applications with AI tools for a fintech lender. Curiosity and comfort using AI tools required. 26 days vacation, birthday off, and a company ski chalet trip.

Requirements

  • Curiosity and comfort using AI tools
  • Good judgment in AI tool usage
  • Ability to explain AI tool reasoning
  • Smart, humble, and motivated
  • Desire for continuous improvement
  • Knowledge of finance and accounting principles
  • Strong business acumen
  • Working understanding of creditworthiness drivers
  • Ability to interpret financial statements
  • Ability to analyse financial statements
  • Motivated and enthusiastic attitude
  • Works well in changing, fast-paced environment
  • Excellent communication skills in business English
  • Excellent communication skills in business German
  • Analytical mindset
  • Practical approach to problem solving
  • Innovative and scalable solutions
  • Suggest process improvements for efficiency
  • Other experience is welcome

Tasks

  • Assess credit applications using experience and data
  • Make fast, fair, and accurate decisions
  • Gain autonomy in decision-making over time
  • Support other analysts on complex decisions
  • Collaborate with analytics teams to optimize lending
  • Adapt decision-making based on data-driven insights

Education

  • High school diploma

Languages

  • English – Business Fluent
  • German – Business Fluent

Tools & Technologies

  • AI tools

Benefits

More Vacation Days

  • 26 days of vacation
  • Birthday off

Workation & Sabbatical

  • One-month paid sabbatical after 4 years

Mental Health Support

  • Mental health support

Team Events

  • Company ski chalet trip
  • Company summer trip

Healthcare & Fitness

  • Gym membership program

Public Transport Subsidies

  • Deutschlandticket contribution

Retirement Plans

  • Company pension

Parking & Commuter Benefits

  • Great office locations

Purpose-Driven Work

  • Paid volunteer day

Corporate Discounts

  • Corporate Benefits discounts

Snacks & Drinks

  • Fully stocked fridges

Learning & Development

  • Learning and development budget
  • Learning German budget
  • Access to learning platforms

Additional Allowances

  • Book budget

Informal Culture

  • Company-wide talks
Find the original job posting in its most current version here. Nejo automatically captured this job from the website of iwoca and processed the information on Nejo with the help of AI for you. Despite careful analysis, some information may be incomplete or inaccurate. Please always verify all details in the original posting! Content and copyrights of the original posting belong to the advertising company.

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