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N2N26

Head of Product - Lending(m/w/x)

Berlin
Full-timeOn-siteSenior

Overseeing retail lending products and P&L performance for a digital bank across 20+ markets. Senior product leadership with P&L ownership required. Team leadership of 4-6 direct reports.

Requirements

  • Proven track record in senior Product Management leadership
  • P&L ownership
  • Balance of strong product mindset and business acumen
  • Translate product strategies into commercial success
  • Drive measurable P&L growth
  • Experience in banking, fintech, or lending space
  • Ability to build, nurture, and grow high performing teams
  • Create innovative environment for talent
  • Data-driven approach
  • Strong understanding of P&L management
  • Use data for sharp product decisions
  • Stakeholder management
  • Cross-functional collaboration
  • Effective communication with diverse teams
  • Manage expectations and resources

Tasks

  • Supervise retail lending products operations
  • Design long-term lending strategy and roadmap
  • Drive product adoption and growth
  • Ensure strong P&L performance
  • Build and lead a team of 4-6 direct reports
  • Foster a high-performing and resilient team
  • Collaborate with Engineering, Credit, Data Science, and Design
  • Identify and optimize new opportunities
  • Define and execute retail lending strategy
  • Expand customer base and product adoption
  • Own consumer lending product roadmap
  • Set product direction, priorities, and timelines
  • Ensure cross-functional team meets deliverables
  • Work with Credit Risk teams to shape lending portfolio
  • Architect efficient lending organization
  • Design high-performing team structures
  • Establish clear governance and success metrics
  • Strengthen collaboration with Product, Credit Risk, and Operations
  • Understand and apply credit risk models
  • Ensure robust, compliant, and data-driven decisions
  • Scale market penetration and portfolio growth
  • Identify systemic levers for customer adoption

Work Experience

  • approx. 4 - 6 years

Education

  • Bachelor's degreeOR
  • Master's degree

Languages

  • EnglishBusiness Fluent
Find the original job posting in its most current version here. Nejo automatically captured this job from the website of N26 and processed the information on Nejo with the help of AI for you. Despite careful analysis, some information may be incomplete or inaccurate. Please always verify all details in the original posting! Content and copyrights of the original posting belong to the advertising company.

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