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ST
Stellantis Bank SA Niederlassung Deutschland
5d ago

Risk Manager Retail Risk(m/w/x)

Neu-Isenburg, Potsdam, Rüsselsheim am Main
Full-timeOn-siteSenior

Description

You will lead the German retail risk function, balancing strategic project leadership with hands-on oversight of the credit cycle to ensure the company’s financial stability and growth.

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Requirements

  • •Degree in Financial, Business, or Mathematics/Statistics
  • •Minimum 5 years Credit Risk management experience
  • •Leadership experience of analytical teams
  • •Effective communication of complex analytics
  • •Agility and flexibility in situational approaches
  • •German, English, and beneficial French skills

Education

Bachelor's degree

Tasks

  • •Lead and develop the Retail Risk team
  • •Coach staff and manage succession planning
  • •Monitor Retail Cost of Risk performance
  • •Validate budgets and actuarial reviews
  • •Manage the full retail credit cycle
  • •Challenge and improve risk policies
  • •Prioritize market-specific risk initiatives
  • •Lead strategic risk and system projects
  • •Collaborate with cross-functional management teams
  • •Supervise and act on area KPIs
  • •Design the external fraud framework
  • •Oversee asset management and residual values
  • •Direct collection strategies and performance
  • •Ensure accurate pricing model loss assumptions
  • •Coordinate local risk analytics with HQ
  • •Manage relationships with credit bureaus
  • •Ensure compliance with all regulations

Languages

German – Business Fluent

English – Business Fluent

French – Basic

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