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Credit Risk Manager - Strategic Partnerships(m/w/x)
Leading data science projects for credit risk at a global fintech company. Proven credit risk management and data modeling experience required. Hybrid work, generous PTO, and family healthcare coverage.
Requirements
- 5+ years relevant experience and Bachelor's degree or equivalent education/experience
- Proven credit risk management experience
- In-depth knowledge of credit performance
- In-depth knowledge of data providers
- In-depth knowledge of credit scoring
- In-depth knowledge of behavioural scoring
- In-depth knowledge of industry best practices
- 5+ years credit/fraud risk management experience
- Experience in consumer credit products
- Fintech background preferred
- Strong proficiency in analytics and data tools
- Experience with credit bureau data
- Experience with consumer data sources
- Strong written communication skills
- Strong oral communication skills
- Strong interpersonal skills
- Ability to present technical findings to non-technical audiences
- Ability to influence across organisation
- Ability to collaborate across organisation
- Ability to build relationships across organisation
- UK/European market expertise
- Analytically driven ideas
- Deep analysis of partner's customer base
- Deep analysis of transaction behaviour
- Deep analysis of risk profile
- Ability to analyse P&L owners and stakeholders
- Ability to propose strategies
- Ability to implement strategies
- Measure P&L impact of credit strategies
- Share insights on book quality
- Provide recommendations on risks
- Provide recommendations on opportunities
- Explore internal data sources
- Explore external data sources
- Evaluate data source contribution to underwriting
- Ensure strategies are operationally sound
- Ensure strategies meet regulatory requirements
- Minimum 5 years related experience with Bachelor's degree
- Minimum 3 years related experience with Master's degree
- Equivalent work experience
- Experience with analytics tools
- Experience with data mining tools
- Good judgment
- Ability to think creatively
- Ability to think strategically
Tasks
- Lead data science projects
- Ensure project alignment with business goals
- Develop and maintain data models
- Create algorithms and reporting systems
- Analyze complex datasets for insights
- Collaborate with cross-functional teams
- Ensure data quality and integrity
- Mentor junior data scientists
- Influence BNPL portfolio strategy
- Design merchant-specific credit strategies
- Analyze partner customer base and risk
- Work with P&L owners and stakeholders
- Propose and implement robust strategies
- Measure P&L impact of credit strategies
- Optimize risk and revenue mix
- Share insights on book quality
- Recommend risks and opportunities
- Explore internal and external data sources
- Evaluate credit bureau data
- Ensure strategies meet regulatory requirements
Work Experience
- 5 years
Education
- Bachelor's degreeOR
- Master's degree
Languages
- English – Business Fluent
Tools & Technologies
- SQL
- Python
- Tableau
- Advanced Excel
Benefits
More Vacation Days
- Generous paid time off
Healthcare & Fitness
- Healthcare coverage for you and your family
Additional Allowances
- Resources to create financial security
Mental Health Support
- Support your mental health
Flexible Working
- Balanced hybrid work model
- 2 days remote work option
Other Benefits
- 3 days in office
Like this job?
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Credit Risk Manager - Strategic Partnerships(m/w/x)
Leading data science projects for credit risk at a global fintech company. Proven credit risk management and data modeling experience required. Hybrid work, generous PTO, and family healthcare coverage.
Requirements
- 5+ years relevant experience and Bachelor's degree or equivalent education/experience
- Proven credit risk management experience
- In-depth knowledge of credit performance
- In-depth knowledge of data providers
- In-depth knowledge of credit scoring
- In-depth knowledge of behavioural scoring
- In-depth knowledge of industry best practices
- 5+ years credit/fraud risk management experience
- Experience in consumer credit products
- Fintech background preferred
- Strong proficiency in analytics and data tools
- Experience with credit bureau data
- Experience with consumer data sources
- Strong written communication skills
- Strong oral communication skills
- Strong interpersonal skills
- Ability to present technical findings to non-technical audiences
- Ability to influence across organisation
- Ability to collaborate across organisation
- Ability to build relationships across organisation
- UK/European market expertise
- Analytically driven ideas
- Deep analysis of partner's customer base
- Deep analysis of transaction behaviour
- Deep analysis of risk profile
- Ability to analyse P&L owners and stakeholders
- Ability to propose strategies
- Ability to implement strategies
- Measure P&L impact of credit strategies
- Share insights on book quality
- Provide recommendations on risks
- Provide recommendations on opportunities
- Explore internal data sources
- Explore external data sources
- Evaluate data source contribution to underwriting
- Ensure strategies are operationally sound
- Ensure strategies meet regulatory requirements
- Minimum 5 years related experience with Bachelor's degree
- Minimum 3 years related experience with Master's degree
- Equivalent work experience
- Experience with analytics tools
- Experience with data mining tools
- Good judgment
- Ability to think creatively
- Ability to think strategically
Tasks
- Lead data science projects
- Ensure project alignment with business goals
- Develop and maintain data models
- Create algorithms and reporting systems
- Analyze complex datasets for insights
- Collaborate with cross-functional teams
- Ensure data quality and integrity
- Mentor junior data scientists
- Influence BNPL portfolio strategy
- Design merchant-specific credit strategies
- Analyze partner customer base and risk
- Work with P&L owners and stakeholders
- Propose and implement robust strategies
- Measure P&L impact of credit strategies
- Optimize risk and revenue mix
- Share insights on book quality
- Recommend risks and opportunities
- Explore internal and external data sources
- Evaluate credit bureau data
- Ensure strategies meet regulatory requirements
Work Experience
- 5 years
Education
- Bachelor's degreeOR
- Master's degree
Languages
- English – Business Fluent
Tools & Technologies
- SQL
- Python
- Tableau
- Advanced Excel
Benefits
More Vacation Days
- Generous paid time off
Healthcare & Fitness
- Healthcare coverage for you and your family
Additional Allowances
- Resources to create financial security
Mental Health Support
- Support your mental health
Flexible Working
- Balanced hybrid work model
- 2 days remote work option
Other Benefits
- 3 days in office
Like this job?
BetaYour Career Agent finds similar jobs for you every day.
About the Company
PayPal
Industry
FinancialServices
Description
The company has been revolutionizing commerce globally for over 25 years, providing innovative payment solutions for consumers and businesses.
Noch nicht perfekt?
- PayPal
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