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PAPayPal

Credit Risk Manager - Strategic Partnerships(m/w/x)

Berlin
Full-timeWith Home OfficeManagement
Data Science

Leading data science projects for credit risk at a global fintech company. Proven credit risk management and data modeling experience required. Hybrid work, generous PTO, and family healthcare coverage.

Requirements

  • 5+ years relevant experience and Bachelor's degree or equivalent education/experience
  • Proven credit risk management experience
  • In-depth knowledge of credit performance
  • In-depth knowledge of data providers
  • In-depth knowledge of credit scoring
  • In-depth knowledge of behavioural scoring
  • In-depth knowledge of industry best practices
  • 5+ years credit/fraud risk management experience
  • Experience in consumer credit products
  • Fintech background preferred
  • Strong proficiency in analytics and data tools
  • Experience with credit bureau data
  • Experience with consumer data sources
  • Strong written communication skills
  • Strong oral communication skills
  • Strong interpersonal skills
  • Ability to present technical findings to non-technical audiences
  • Ability to influence across organisation
  • Ability to collaborate across organisation
  • Ability to build relationships across organisation
  • UK/European market expertise
  • Analytically driven ideas
  • Deep analysis of partner's customer base
  • Deep analysis of transaction behaviour
  • Deep analysis of risk profile
  • Ability to analyse P&L owners and stakeholders
  • Ability to propose strategies
  • Ability to implement strategies
  • Measure P&L impact of credit strategies
  • Share insights on book quality
  • Provide recommendations on risks
  • Provide recommendations on opportunities
  • Explore internal data sources
  • Explore external data sources
  • Evaluate data source contribution to underwriting
  • Ensure strategies are operationally sound
  • Ensure strategies meet regulatory requirements
  • Minimum 5 years related experience with Bachelor's degree
  • Minimum 3 years related experience with Master's degree
  • Equivalent work experience
  • Experience with analytics tools
  • Experience with data mining tools
  • Good judgment
  • Ability to think creatively
  • Ability to think strategically

Tasks

  • Lead data science projects
  • Ensure project alignment with business goals
  • Develop and maintain data models
  • Create algorithms and reporting systems
  • Analyze complex datasets for insights
  • Collaborate with cross-functional teams
  • Ensure data quality and integrity
  • Mentor junior data scientists
  • Influence BNPL portfolio strategy
  • Design merchant-specific credit strategies
  • Analyze partner customer base and risk
  • Work with P&L owners and stakeholders
  • Propose and implement robust strategies
  • Measure P&L impact of credit strategies
  • Optimize risk and revenue mix
  • Share insights on book quality
  • Recommend risks and opportunities
  • Explore internal and external data sources
  • Evaluate credit bureau data
  • Ensure strategies meet regulatory requirements

Work Experience

  • 5 years

Education

  • Bachelor's degreeOR
  • Master's degree

Languages

  • EnglishBusiness Fluent

Tools & Technologies

  • SQL
  • Python
  • Tableau
  • Advanced Excel

Benefits

More Vacation Days

  • Generous paid time off

Healthcare & Fitness

  • Healthcare coverage for you and your family

Additional Allowances

  • Resources to create financial security

Mental Health Support

  • Support your mental health

Flexible Working

  • Balanced hybrid work model
  • 2 days remote work option

Other Benefits

  • 3 days in office
Find the original job posting in its most current version here. Nejo automatically captured this job from the website of PayPal and processed the information on Nejo with the help of AI for you. Despite careful analysis, some information may be incomplete or inaccurate. Please always verify all details in the original posting! Content and copyrights of the original posting belong to the advertising company.

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