Die KI-Suchmaschine für Jobs
Credit Risk Manager (Retail Lending)(m/w/x)
Beschreibung
In this role, you will spearhead the retail credit risk function by overseeing advanced modeling and automated controls to ensure a healthy, compliant, and innovative lending portfolio.
Lass KI die perfekten Jobs für dich finden!
Lade deinen CV hoch und die Nejo-KI findet passende Stellenangebote für dich.
Anforderungen
- •5+ years Credit Risk Management experience
- •Experience in Retail Bank or high-growth environment
- •BSc/MSc in a quantitative field
- •PhD or FRM qualification is advantageous
- •European retail credit risk market expertise
- •Ability to manage E2E credit processes
- •Expertise in IFRS 9 loan loss provisioning
- •Experience in credit risk modeling governance
- •Application of Machine Learning to credit
- •Strong technical background in Python and SQL
- •Expertise in prudential and consumer regulations
- •Strong leadership and team development skills
- •Fluent English and excellent communication skills
- •Proficiency in German is advantageous
- •Rigorous critical thinking and improvement drive
- •Excellent communication and presenting skills
- •Passion for data and problem-solving
- •Attention to detail and conceptual thinking
- •Flexibility in fast-changing environments
- •Proactive support for team success
- •Willingness to learn and accept feedback
Ausbildung
Berufserfahrung
5 Jahre
Aufgaben
- •Drive the evolution of retail credit risk frameworks
- •Take methodological ownership of the end-to-end credit cycle
- •Optimize decision engines and cut-off strategies
- •Oversee credit risk model development and calibration
- •Apply machine learning to enhance predictive power
- •Monitor portfolio quality and IFRS 9 provisioning
- •Design and maintain automated process controls
- •Manage credit risk data quality and lineage
- •Ensure compliance with MaRisk and EBA guidelines
- •Liaise with internal and external auditors
- •Lead and mentor a team of risk experts
- •Collaborate cross-functionally with product and finance teams
Tools & Technologien
Sprachen
Englisch – verhandlungssicher
Deutsch – Grundkenntnisse
Benefits
Sonstige Zulagen
- •Personal development budget
- •Work from home budget
- •Premium N26 bank account
- •Relocation package
Mitarbeiterrabatte
- •Fitness and wellness discounts
- •Friends and family subscriptions
Weiterbildungsangebote
- •Language app subscriptions
Öffi Tickets
- •Public transportation discounts
Mehr Urlaubstage
- •Additional annual leave per service
Sinnstiftende Arbeit
- •High degree of autonomy
Moderne Technikausstattung
- •Access to cutting-edge technologies
Lockere Unternehmenskultur
- •Friendly and diverse team
Sonstige Vorteile
- •Visa support
- N26Vollzeitmit HomeofficeSeniorBerlin
- Banxware
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Head of Risk(m/w/x)
Vollzeitmit HomeofficeSeniorBerlin
Credit Risk Manager (Retail Lending)(m/w/x)
Die KI-Suchmaschine für Jobs
Beschreibung
In this role, you will spearhead the retail credit risk function by overseeing advanced modeling and automated controls to ensure a healthy, compliant, and innovative lending portfolio.
Lass KI die perfekten Jobs für dich finden!
Lade deinen CV hoch und die Nejo-KI findet passende Stellenangebote für dich.
Anforderungen
- •5+ years Credit Risk Management experience
- •Experience in Retail Bank or high-growth environment
- •BSc/MSc in a quantitative field
- •PhD or FRM qualification is advantageous
- •European retail credit risk market expertise
- •Ability to manage E2E credit processes
- •Expertise in IFRS 9 loan loss provisioning
- •Experience in credit risk modeling governance
- •Application of Machine Learning to credit
- •Strong technical background in Python and SQL
- •Expertise in prudential and consumer regulations
- •Strong leadership and team development skills
- •Fluent English and excellent communication skills
- •Proficiency in German is advantageous
- •Rigorous critical thinking and improvement drive
- •Excellent communication and presenting skills
- •Passion for data and problem-solving
- •Attention to detail and conceptual thinking
- •Flexibility in fast-changing environments
- •Proactive support for team success
- •Willingness to learn and accept feedback
Ausbildung
Berufserfahrung
5 Jahre
Aufgaben
- •Drive the evolution of retail credit risk frameworks
- •Take methodological ownership of the end-to-end credit cycle
- •Optimize decision engines and cut-off strategies
- •Oversee credit risk model development and calibration
- •Apply machine learning to enhance predictive power
- •Monitor portfolio quality and IFRS 9 provisioning
- •Design and maintain automated process controls
- •Manage credit risk data quality and lineage
- •Ensure compliance with MaRisk and EBA guidelines
- •Liaise with internal and external auditors
- •Lead and mentor a team of risk experts
- •Collaborate cross-functionally with product and finance teams
Tools & Technologien
Sprachen
Englisch – verhandlungssicher
Deutsch – Grundkenntnisse
Benefits
Sonstige Zulagen
- •Personal development budget
- •Work from home budget
- •Premium N26 bank account
- •Relocation package
Mitarbeiterrabatte
- •Fitness and wellness discounts
- •Friends and family subscriptions
Weiterbildungsangebote
- •Language app subscriptions
Öffi Tickets
- •Public transportation discounts
Mehr Urlaubstage
- •Additional annual leave per service
Sinnstiftende Arbeit
- •High degree of autonomy
Moderne Technikausstattung
- •Access to cutting-edge technologies
Lockere Unternehmenskultur
- •Friendly and diverse team
Sonstige Vorteile
- •Visa support
Über das Unternehmen
N26
Branche
FinancialServices
Beschreibung
N26 has reimagined banking for today’s digital world, building a global banking platform that eliminates physical branches and hidden fees.
- N26
Director of Credit Risk Management(m/w/x)
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